Checking out your finances and keeping track of your money is now be easier when on the move.  Here are my ten most recommended apps for the iPhone, BlackBerry and Android platforms.

BLACKBERRY

1. eWallet

This simple and straightforward app has a powerful 256 bit encryption (when 128 bit is usually thought of as sufficient).  This is great news since eWallet is for you to store your passwords, PINs, security questions, account numbers etc. all in one place.  For added protection you can set the app to only accept so many access attempts. One aspect I like is that you can store your information in templates so, for example, your credit card details actually appear as a credit card. Cool.  There are additional templates to download should that be necessary.

For secure online shopping, eWallet can enter encrypted payment information which can only be used by the intended merchant.

2. ShopMagic

This app helps you counter impulse buying, the bane of attempts to just buy what you need. It comes preloaded with a list of hundreds of everyday items and importantly the facility to add or remove more. You simply create your own shopping list and even categorise them into product types or aisles.

Not enough? Well, there’s more.  You can also add to a list of stores thus having a list for each shop and then send the whole set to your printer should you prefer the paper list to take to the shops with you.

3. eCheckRegister

Developed by Total Wireless Solutions, eCheckRegister acts as a chequebook and more. It allows you to record transactions and manage any number of checking, savings, money market or other account types. After setting your default currency you can pick the formats and the default address to which you’d like to export reports and the order in which to have your transactions sorted. Once the first account is set up, you can either begin entering transactions or create additional accounts. Importantly, the app is intuitive and if you want to transfer funds between accounts, it’s a doddle.

For flexibility there is the facility to export the data via email in the form of an HTML report or as a CSV file which will put the data in an Excel spreadsheet. Information can be exported to some personal finance.

ANDROID

4. DroidSense

Have you tried to earn a few pounds from the internet? One way is with Google Adsense. Well, with DroidSense you can keep track of your AdSense account on the move. The reports page is where you’ll really be tempted to opt for the premium version. You can see the same one to three day data as the other screen in the free version, but the premium version allows you to see long term trends, even in the form of a graphical chart. So with this monitoring tool at your disposal all you need to do now is to let the money roll in…

5. My Coupons

Are you a canny shopper? Trying to reduce the cost of your regular shop can be helped with money-off or bargain coupons. With this app you can find the best deals.

Each day, a brand new list of very valuable coupons delivered to the main page of this app. See any you think your friends would like? Tweet them, post them to Facebook or email one to a friend.

6. ShopSavvy

One of the most useful apps is this little beauty. When you’re in a shop you must have thought, ‘Can I get this item cheaper elsewhere?’ Well with a quick scan of the barcode, ShopSavvy will tell you whether you can get it cheaper online or at a shop near you.

The best prices are organised under ‘local’ and ‘web’ categories and, as a bonus, reviews are displayed if available.

7. PocketAuctions

Interested in making some money from auctions or after a bargain? With this cool app you can do a search through completed auctions to get a feel for the market price. This is handy if you have a specific item to sell and want to know what starting bid to pitch or if you are a buyer, you can make sure you don’t pay over the odds for something.

iPhone

8. moneyStrands

Does your money run out before the end of the month?  Well, if you’re desperate to monitor where all your pennies have disappeared to then try this competition-beating app.

This is designed for the personal, not business, user. After creating an account online you add your credit card and bank details and watch as the app’s Analysis page shows a pie chart so you can visualize your expenses and income broken down into categories. You can compare charts going back a year to compare your spending trends.  The pie chart breakdown goes further; select a section such as bills and you can view what proportion of your money goes to which supplier.

On the Budgets page you can set up how much you are allowing yourself to spend each month. Couple this with the Alerts feature and this app will warn you when you are approaching your limit.

9. Square

This free iPhone app takes card payments, sends virtual receipts and helps protect against fraud. After setting up an account you will receive a free, small card reader which plugs into your iPhone. There are no monthly or start-up fees. However, there is a 2.75% and 15 cent use fee for each purchase.

The account information is a fantastic way to track sales and purchases electronically. The GPS tracking and the photo uploading ability enable you to monitor and sell items by photos and location. Square makes card payments easily accessible and transparent for both parties. Repeat customers are also recognized and the option for rewards programs is being developed. Sensitive data is encrypted and stored in a Verisign certified location and no card numbers are stored.

10. Wikinvest

Doing a bit of investing on the stock market? Keep up-to-date with the ever-changing rises and falls with this app and see the performance of your portfolio. It’s nearly synchronised with the stock market tickers so you can be sure of the latest figures.

This is one of the best apps of its kind although with its ability to have some entries changed by users there is a slight risk of getting erroneous information. However, work is being done to counter this weakness.

Greg can be found blogging about anything from day trips to France to the trials of claiming on your European breakdown cover.